There are many ways to express how much we care about our loved ones. This time of year, many of us spend a fair amount of time considering traditional gifts like flowers, candy, cards, or even jewelry. We want those we care for to be happy. We also want them to be safe and protected. One of the easiest ways to protect our loved ones is to be sure that they are properly insured. However, it’s a safe bet that sitting down to a candlelit dinner to discuss insurance coverage is not going to earn you many brownie points.

Yet, when it comes to a loved one’s safety, is there a better expression of care than making sure they’re covered should something unfortunate happen? Fortunately, shopping around and getting the coverage that is best for you and yours doesn’t have to be a time-consuming pain in the neck. One of the best ways to make updating current policies or getting new ones a stress-free experience is by doing some basic research. And thanks to the many resources available to the savvy shopper, it probably won’t take much longer than it does to shop for a Valentine’s Day gift.

We have had several posts in the past few months about different kinds of insurance and finding the right coverage mix. In addition, our very own Doug Dykes has published an extremely helpful guide that demystifies auto insurance in Florida. Doug’s book is free to download and is available. While it is true that an informed consumer is a wise consumer, your biggest ally in this process will be a reputable and experienced insurance agent. Even though the topic of insurance won’t conjure up any romance, when it comes to our loved ones, it is always better to give than to receive.